常见问题解答
What is 金融援助?
经济援助是通过各种渠道提供的金钱援助，帮助你在上大学期间满足你的经济需求.
What kinds of aid are available?
- 奖助金 – This is money that you do not have to repay.
- 工作研究 – This is money you actually earn. 学院提供的就业机会可以帮助你支付大学费用.
- Alternative Loans or Private Loans – These are funds which are provided by a lender and must be repaid. This repayment usually includes interest. 这些贷款是基于借款人的信用或借款人与信誉良好的共同签署人. 大多数替代贷款计划要求学生至少在合格的学位或文凭课程中注册一半时间.
- 奖学金 – These funds do not have to be repaid; however, there are often stipulations, such as financial need and/or academic achievement attached to the award. 联系 WCC 基金会 Office for scholarship information and applications. Additional 奖学金 may be found online at the Federal Student Aid Gateway.
How do I apply for financial aid?
The first step is to complete the Free Application for Federal Student Aid (FAFSA). FAFSA工作表, to help you prepare for completing the FAFSA, 可以在你的高中指导中心或世界基督教协进会财务援助办公室找到吗. Mail-in applications are available for download at the Federal Student Aid Gateway or by contacting the Central Processing System at 1-800-433-3243. In order to be considered for state aid, as well as federal campus-based programs (Federal Pell Grant, 联邦SEOG和联邦勤工俭学)FAFSA必须由联邦加工商收到. The FAFSA may be completed as early as January 1 of each year. Early filing ensures prompt processing of your application. 请参阅澳门金沙棋牌游戏日历，了解推荐的优先截止日期.
What is Wayne Community College's Title IV School Code?
008216
In order for us to receive your application electronically, it is important that you include our school code on your application.
Do I have to reapply for financial aid each year?
是的. Financial need is determined each academic year. Therefore, you must complete a new FAFSA each academic year. 在填写联邦纳税申报表时填写FAFSA是一个好主意.
Do I have to report my parent(s) income?
经济援助是基于这样的原则:如果你是一个受抚养的学生，你和你的父母对支付你的高等教育负有主要责任. This is why you may be required to report your parent(s)’ income. 然而, 如果满足以下条件之一，联邦政府将认为你独立于父母:24岁, 结婚了, enrolled in a graduate program (e.g., master’s or doctorate), 你是否有子女或其他法定受抚养人，你为他们提供一半以上的生活费, are an orphan or ward of the court, 或者是老兵. 如果您符合以下任何条件，您仍可能被视为独立学生:您是合法独立的未成年人, are in a legal guardianship, or were determined by a high school homeless liaison, 由住房和城市发展部资助的紧急避难所或过渡性住房项目主任, 或者是离家出走或无家可归的青少年基本中心或过渡生活计划的主任，成为无家可归或有无家可归风险的无人陪伴的青少年.
What is a financial aid package?
你的经济援助可能来自各种各样的来源，可能包含赠款形式的援助组合, 奖学金, 工作学习. 一旦你的FAFSA被提交和处理，预期家庭供款(EFC)将被计算. This EFC is determined by considering several factors, including the number of persons in the household, the household income, and the number of persons from the household in college. EFC从学院的总出勤费用中扣除，以确定您可能有资格获得多少经济援助. Some awards require supplemental applications.
How will I know how much aid I have been awarded?
在你完成经济援助文件并完成入学要求后大约两周, 你应该在邮件中收到一封奖励信，说明你的经济援助奖励的金额和类型.
What provision is made for special circumstances?
虽然决定你的经济援助资格的过程对所有申请人来说基本上是一样的, there is some flexibility for specific circumstances. 可能需要特殊处理的情况包括但不限于:1)不寻常的医疗和牙科费用, 2) loss of employment or change in employment, 3) one-time income payment, or, 通常被认为是依赖的学生的家庭和经济状况可以被认为是独立的. 如果您觉得您有任何特殊情况可能会影响到您和/或您的家人的预期供款金额, talk with a 金融援助 Counselor before you complete the Free Application for Federal Student Aid.
Can I get financial aid if I attend less than full-time?
所有助学金都是基于全日制(12学时或以上). 然而, if you attend less than 12 credit hours, 你的联邦和州拨款将根据你的学习时数按比例减少. You may be able to receive the Federal Pell Grant, Federal Work-Study, FSEOG and some state grants if you attend less than full-time. 您必须满足贷款人的资格和注册要求，才能获得大多数替代或私人贷款.
When will I get my financial aid funds?
If you have aid in excess of your tuition/fees and bookstore charges, 在完成所有学期费用后，我们会寄给你一张余额支票. 一旦入学确认并收到财政援助办公室，退款将产生. If you drop classes and your enrollment status drops below full-time, your financial aid award will be reduced.
How does withdrawing from classes affect my financial aid?
联邦和州法规要求接受经济援助的学生保持令人满意的学业进步. 一个要求是，你必须完成至少67%的累计学分尝试(e.g., 50 attempted credit hours, student must complete at least 33). A second requirement is that you maintain a cumulative 2.0 GPA in all coursework. 因此，退学、不及格和不完成学业都会对你不利. 也, 如果你在这个学期的60%分之前完全退学, you may be required to repay all or a portion of unearned funds to WCC.
Can I apply for financial aid if I haven't applied for admission?
是的. Since applying for financial aid is an extended process, you need to begin applying as soon as possible. 然而, 未被学院录取并提交高中和以前就读过的任何大学的正式成绩单的学生将不会获得经济援助.
Are all programs of study eligible for financial aid?
No. 一个课程必须至少有16个学分，并且必须获得学位, diploma or certificate in order to be eligible for financial aid. 通过继续教育部门提供的项目不符合经济援助的资格要求. 此外，特殊学分或双录取学生没有资格获得经济援助. 如果你对助学金资格和你正在考虑的项目不确定，请联系 金融援助 Office for clarification.
How can I tell if a scholarship offer is a scam?
According to the Federal Trade Commission, unscrupulous companies guarantee or promise 奖学金 or grants. 有些人保证他们可以代表学生获得奖学金，或者向学生颁发“奖学金”，以换取预付费用. 大多数都提供“退款保证”——但包括一些条件，使你无法获得退款. 另一些则不提供学生的预付费用，甚至没有提供潜在资源的清单. Some companies ask for a student’s checking account to “confirm eligibility,” then debit the account without the student’s consent. Even if the company does provide the student with an award source(s), 大多数情况下，同样的信息可以在财政援助办公室免费获得.
- FastWEB (金融援助 搜索 Through the Web)
- FinAid (The 金融援助 Information Page)
- Student 金融援助 For North Carolinian
点击这里 Scholarship Scam 首页page for more helpful information on scholarship scams, 再加上联邦贸易委员会(FTC)列出的要避开的欺诈公司名单, 和更多的.